Four of Pentacles Tarot Card Meaning
The Four of Pentacles is holding on tight — security, savings and what you own. Upright it is the safety of possessions and inheritance. Reversed it brings delay, suspense and opposition.

Number card · Suit of Pentacles (money, work and the body) ·
Upright keywords:
Reversed keywords:
Four of Pentacles upright
A crowned figure holds one pentacle in his arms, one balanced on his crown and two under his feet. Waite says he holds fast to what he has, and lists the surety of possessions, gift, legacy and inheritance. Saving is wise; just make sure security does not become a cage.
Four of Pentacles reversed
Waite reversed gives suspense, delay and opposition. Things you are waiting for may take longer; loosen your grip a little.
A is one drawn upside-down.
Four of Pentacles in love
Possessiveness or emotional guardedness. Generosity creates trust.
Four of Pentacles in career
Protecting your position; good for budgeting, risky for innovation.
Four of Pentacles in money
Saving and protecting assets; a legacy or gift is possible.
Is Four of Pentacles a yes or no?
Upright: Mixed / not yet. Maybe — yes to keeping, no to anything that requires letting go.
Reversed: Reversed, Four of Pentacles reads as a gentle no: delay, suspense, opposition.
The yes/no lean is BornClock’s reading convention drawn from the card’s meaning — Waite himself did not assign one.
Ask your own question — draw one card →Symbolism in the Four of Pentacles card
What appears in the 1909 Rider–Waite–Smith picture, as Waite describes it:
- Figure clutching a pentacle — Waite: holding fast to what he has
- Pentacle on his crown, two under his feet — security all round
In Waite’s own words (paraphrased)
Upright: the surety of possessions, cleaving to what one has; gift, legacy, inheritance.
Reversed: suspense, delay, opposition.
Source: A. E. Waite, The Pictorial Key to the Tarot (1910, public domain). Some of Waite’s 1910 fortune-telling meanings are old-fashioned; the plain-English reading above is ours.
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