Five of Pentacles Tarot Card Meaning
The Five of Pentacles is hard times — feeling left out in the cold. Upright it is material trouble and need, with help often closer than it seems. Reversed it brings disorder and discord.

Number card · Suit of Pentacles (money, work and the body) ·
Upright keywords:
Reversed keywords:
Five of Pentacles upright
Two poor travellers struggle through the snow past a lighted window. Waite says the card foretells material trouble above all — and, strangely, also love and lovers, concord and affinities. Hard times are easier together, and help may be nearer than it looks: the light is already on.
Five of Pentacles reversed
Waite reversed gives disorder, chaos, ruin, discord and profligacy. Get practical support and put spending back in order.
A is one drawn upside-down.
Five of Pentacles in love
Standing together through a tough time; or feeling excluded. Reach out.
Five of Pentacles in career
Job insecurity or lack of support. Ask for help and look for new doors.
Five of Pentacles in money
Money is tight. Seek advice, use available support, cut what you can.
Is Five of Pentacles a yes or no?
Upright: Leans no. No for now — secure the basics first.
Reversed: Reversed, Five of Pentacles reads as a gentle no: disorder, chaos, discord.
The yes/no lean is BornClock’s reading convention drawn from the card’s meaning — Waite himself did not assign one.
Ask your own question — draw one card →Symbolism in the Five of Pentacles card
What appears in the 1909 Rider–Waite–Smith picture, as Waite describes it:
- Two travellers in the snow — Waite: material trouble
- Lighted window — warmth and help close by
In Waite’s own words (paraphrased)
Upright: material trouble above all; destitution; another reading — love and lovers, concordance, affinities.
Reversed: disorder, chaos, ruin, discord, profligacy.
Source: A. E. Waite, The Pictorial Key to the Tarot (1910, public domain). Some of Waite’s 1910 fortune-telling meanings are old-fashioned; the plain-English reading above is ours.
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